Question 1

How much does title insurance cost in Florida?

Accepted Answer

Title insurance premiums in Florida are promulgated by the state — every title company charges the same rate based on the property's purchase price. For a $300,000 home, the owner's policy premium is approximately $1,575. Valora offers competitive settlement fees and transparent pricing on all non-regulated services.

Question 2

What areas does Valora Title Group serve?

Accepted Answer

Valora Title Group LLC services Central Florida including Lakeland, Winter Haven, Davenport, Kissimmee, Tampa, Ocala, Orlando, and surrounding communities in Polk, Osceola, Hillsborough, Marion, and Orange counties.

Question 3

Does Valora offer bilingual Spanish closing services?

Accepted Answer

Yes. Valora is a fully bilingual title company offering native Spanish and English closing services. All documents, communications, and explanations are provided in both languages to serve Central Florida's Hispanic community.

Question 4

What is Remote Online Notarization (RON) in Florida?

Accepted Answer

Remote Online Notarization (RON) allows documents to be notarized digitally via secure video conference. Florida permanently authorized RON in 2020. Valora offers RON statewide, enabling clients to close real estate transactions from anywhere without visiting an office.

Question 5

What's the difference between a title company and a real estate attorney in Florida?

Accepted Answer

In Florida, both can handle closings. Title companies specialize in title searches, insurance, and escrow management — typically offering faster, more cost-effective closings for standard transactions. Attorneys are preferred for complex legal disputes. Valora, backed by Agenta Title's 20+ years of experience, handles residential, commercial, and investor closings with legal precision.

Question 6

How long does a typical closing take?

Accepted Answer

Most cash purchases close in 14–21 days; financed purchases typically take 30–45 days depending on the lender. Refinances often close in 21–30 days. RON signings can shave additional days off the timeline.